Conditions d'utilisation
1. Général
1.1. You are welcome to visit Épargnheim (the "Website")
Our email address: info@zelorenure.com
1.2. This Website provides information about third-party platforms ("Third-Party Platforms") for conducting transactions (the "Services").
1.3. These Terms and Conditions govern your ("You", "Your", or "User") access to the Website and the Services. Please read these Terms and Conditions carefully before accessing the Services. They constitute a legally binding agreement between You and the Website owner. If you do not wish to use the Website, you must accept the Terms and Conditions in their entirety. These Terms and Conditions may be updated from time to time.
These Terms and Conditions include our Privacy Policy. By accepting these Terms and Conditions, you also accept our Privacy Policy. (You can view our Privacy Policy here).
2. Éligibilité
2.1. Access to the Website is conditional on your compliance with these Terms and Conditions.
2.1.1. You must be at least 18 years of age.
2.1.2. You must have the legal capacity to enter into these Terms and Conditions.
2.1.3. The laws of your country of residence or the country from which you access the Services must not prohibit access to the Website or any of its services.
2.2. We make no warranty, representation, or assurance regarding the legality of the Website or Services for any individual user. We accept no liability for any unlawful use of the Website or Services by any user.
Restricted Territories
3.1. Without limiting the scope of the information provided, we reserve the right to restrict access to the Services and/or the Website (or any part thereof) for: (i) Users residing in restricted areas (the "Restricted Territories") and (ii) Users we determine may present a regulatory, legal, or reputational risk.
3.2. We may also impose additional conditions before accepting Users who are nationals of certain countries. If Users travel to Restricted Territories, the Website or Services may be temporarily unavailable or blocked.
4. Activités interdites
4.1. By using the Site and Services, you agree to the following obligations and restrictions:
4.1.1. You are prohibited from using the Site to upload, share, publish, transmit, or send: (a) content that infringes any intellectual property, privacy, property, or other rights; (b) content whose publication or distribution is prohibited due to threats, insults, defamation, libel, or racist material; (c) content containing viruses or any software that may damage our systems or those of third parties, or that may block or restrict other users' access to the Site; (d) content that violates any applicable law or regulation; or (e) advertising messages or promotional material not covered by our prior written consent.
4.1.2. Modify or remove any attribution, legal notice, label, or proprietary designation on the Site.
4.1.3. Access the Services through any interface other than the Site.
4.1.4. Disrupt other users' use of the Site or Services.
4.1.5. Use bots or any automated means to access the Site or Services.
4.1.6. Upload or transmit — or attempt to do so — any content that incorporates data collection or transmission mechanisms, including tracking pixels, cookies, or spyware, without our express authorisation.
4.1.7. Use framing, mirroring, or any other technique to imitate the appearance or functionality of the Services.
4.1.8. Violate any applicable law or regulation, or encourage any unlawful activity, including trademark infringement, copyright violation, defamation, invasion of privacy, identity theft, or distribution of fraudulent software.
4.1.9. Modify or alter the source code of the Site, or upload applications or software that may cause harm to the Site or third parties.
4.1.10. Disassemble, decompile, or reverse-engineer any technology or software on the Site or used to provide the Services.
4.2. These conditions apply in addition to any other rights we may hold. If we determine that your use of the Site does not comply with these Terms of Use or any applicable law, we reserve the right to monitor your use of the Site or Services, suspend or block access, disclose your conduct on the Site to third parties, or take any other appropriate action to protect the rights and assets of third parties.
5. Intellectual Property Rights
5.1. All content on the Website — including audiovisual elements such as text, images, logos, sounds, designs, trademarks, and other materials — is protected by our intellectual property rights and those of third parties.
5.2. All rights, title, and interest in the Services and the Website remain exclusively ours. Access to the Services and Website under these Terms does not grant the User any intellectual property rights.
5.3. The Website and Services may only be used for personal, non-commercial purposes.
5.4. Users may not permit any person to modify, disassemble, decompile, copy, sublicense, or rent the Services or the Website, or create derivative works from them.
6. Limitation de responsabilité
6.1. The Website and Services are provided at your own risk. We make no warranties, express or implied, regarding the Website, the Services, or your use of them — including implied warranties of quality, merchantability, fitness for a particular purpose, non-infringement, or usability — nor do we warrant the accuracy, completeness, timeliness, or prompt delivery of any content. All content and functionality available on or through the Website is provided "as is", "as available", and "with all faults".
6.2. We are not responsible for errors, omissions, or inaccuracies in the information published on the Website, nor for any disruption or interruption of transmissions to or through the Services.
6.3. We accept no liability for any loss suffered directly or indirectly by you or any third party in connection with the Website or the Services. You are solely responsible for any decisions made in reliance on information contained on the Website and/or within the Services.
6.4. We are not liable for any loss or damage — direct, indirect, or consequential — arising in connection with you or any third party, including any loss of revenue or data resulting from use of the Website and/or the Services. This limitation of liability applies to the fullest extent permitted by applicable law in the relevant jurisdiction.
6.5. We accept no liability for technical failures relating to internet or telephone lines, internet service providers, server systems, or any related equipment, nor for any issues arising from the use of the internet.
7. Third-Party Content and Services
7.1. While using the Services, you may encounter content from third parties and external services, including advertisements or reviews relating to Third-Party Platforms.
7.2. We accept no responsibility for any referenced information or products, which may not be current or regularly updated.
7.3. We recommend verifying the accuracy of any information before making a decision. You are solely responsible for all decisions and actions arising from such information.
8. Liens
8.1. This site contains advertisements and third-party content accessible via external websites ("Links"). Before downloading, relying on, or accessing any information obtained from these sites, software, or other materials — or completing any purchase or transaction — please be aware of the risks involved. These links are provided solely for your convenience. We are not responsible for any damages or losses arising from the use of, or reliance on, information, products, or services available through third-party websites or programs.
8.2. The inclusion of hyperlinks on this site does not constitute endorsement, authorisation, affiliation, or any other form of approval on our part regarding those websites, their software, or their operators.
8.3. We have not reviewed all linked websites and accept no responsibility for the software or content they contain. Exercise caution before using, relying on, or making purchases through any linked site or application. We are not liable for any damages or losses resulting from reliance on products, information, or content accessed via third-party websites.
8.4. You are responsible for reviewing the terms and conditions and policies of any third-party website. We strongly recommend doing so before engaging with any third-party site.
9. Divers
9.1. We may modify, suspend, or adjust our Services at any time. Such changes will not give rise to any claim against us.
9.2. These Terms may be updated at any time. We will notify you by publishing the latest version and updating the date at the top of this document. Changes take effect within a few business days. Continued use of the site after any update constitutes your acceptance of the revised Terms.
9.3. The User acknowledges and agrees that any information transmitted via or through the site does not create any relationship beyond those expressly set out in these Terms.
9.4. These Terms and the Privacy Policy, as amended from time to time, constitute the entire agreement between us and the User. Any other promise, representation, or agreement — whether oral or written — not included in the Privacy Policy is legally binding on the parties.
9.5. Failure to exercise any right or power under these Terms does not constitute a waiver of that right or power. A partial or single exercise of any right does not preclude any further exercise of that right or any other right or remedy.
9.6. If any provision of these Terms is found invalid by a competent court, the remaining Terms will be interpreted as if that provision had been excluded and will continue to apply according to their terms. The Terms will otherwise be interpreted in accordance with the intent and meaning of the excluded clauses, as determined by the courts.
9.7. These Terms permit third-party partners to assign or transfer any or all rights and obligations. Third-party operators may manage the site and all its services without restriction by the preceding provisions. You may not assign or transfer your rights or obligations under these Terms.